Savings Account

UniFi savings account is a unique Tier 1 savings account tailored to suit the lifestyle of today’s teeming youth. The account gives access to the Unifi mobile app with a gamification platform for earning rewards under the referral download and transaction counts/volumes scheme. Even more interesting is the access to our various youth initiatives and campaigns lined up for you.

The account has a maximum threshold of N300, 000 and with unique features such as the Verve card rewards system that can be tied to enhancing your lifestyle 

Target

Youth within the ages of 18- 34 enrolled in tertiary institutions, employees in structured organizations and the self-employed/entrepreneurs - particularly students and NYSC members. 

Features

• Savings account that comes with alternate channels {Debit card, Internet Banking, Mobile banking} 
• ₦1,000 opening balance.  
• Zero minimum balance. 
• Maximum deposit threshold of N300, 000 – Tier 1. 
• Two passport photographs and valid school (tertiary) or NYSC identity card.  
• Combo-Verve card – with two customized design options that resonate with the target market. 
• Interest payable monthly. 
• Subsidized Interest on loans for certified and qualified applicants (Terms & Conditions apply)
• Unifi Youth Banking theme/user interface on the Bank’s mobile App. 

Benefits

• No restriction on the number and amount of deposits and withdrawals. 
• Opportunity to earn rewards from promos, loyalty and gamification schemes
• Auto-enrolment onto mobile, internet banking, and customized youth Banking App.  

Interest Rate

30% of MPR, however, 5% interest per annum on monthly average balances above ₦100,000 – payable monthly.